Business & Commercial Insurance

Insure All Business Insurance: Commercial Auto, General Liability and Workman's Compensation insurance information and free quotes for Businesses in Jacksonville, FL and the surrounding areas.

Commercial Auto

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

More Info on Commercial Auto Insurances

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General Liability

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Workers Compensation
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

More Info on Workers Compensation Insurance

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The business world is rife with risks and exposures that responsible companies cannot ignore or neglect. Accidents, errors and many other incidents could present significant financial pitfalls, potentially derailing a business’s fiscal standing and endangering its growth. Business insurance is a crucial investment for offsetting these concerns and ensuring financial stability.

How Does Business Insurance Work?

Business insurance, also known as commercial insurance, can provide versatile and customizable coverage, often consisting of several separate policies and financial protections. Given the various risks and perils relevant to specific industries, geographic areas or other unique business circumstances, there’s no one-size-fits-all business insurance solution. Rather, a company may need to assemble a portfolio of insurance policies tailored to their specific coverage needs.

What Does Business Insurance Cover?

The coverage and capabilities of business insurance vary significantly depending on the contents of a company’s portfolio. In many cases, the following types of insurance should be strongly considered:

• General liability insurance may help offset third-party losses for which a business is at fault, such as bodily injuries, property damage and reputational harm.
• Commercial property insurance may help policyholders repair, restore or replace tangible assets, such as structures, equipment, furniture and inventory.
• Workers’ compensation insurance may assist with costs and losses arising from an employee’s on-the-job injury or illness, including medical bills, lost wages and disability benefits.
• Professional liability insurance, also known as errors and omissions insurance, may provide financial assistance for legal costs if a company is sued by a client for alleged mistakes or oversights.
• Commercial auto insurance may insulate policyholders from the financial consequences of incidents involving their motor vehicles.
• Commercial umbrella insurance may offer a secondary layer of liability coverage should the limits of other policies be reached.

How Much Is Business Insurance in Florida?

The following factors may influence business insurance rates in Florida:

• Location
• Industry
• Number of employees
• Value of insured assets
• Claims history

• Portfolio details (e.g., policies needed and coverage limits)

Learn More

Contact Insure-All Insurance Agency today to learn more or compare tailored business insurance quotes.